How It Works

This website is not a lender and does not make loans, approve loan requests, set loan terms, or make credit decisions. The website provides a connecting service that may give consumers access to lenders or lending partners in a network.

To get started, you may submit a loan request through an online form. A lender or lending partner may review your information and decide whether to present a loan offer. Approval is not guaranteed, and loan availability, loan amounts, rates, fees, repayment terms, and funding times vary by lender, by state, and by your individual circumstances.

Submit a Loan Request

The first step is to provide the requested information through the online form. The information you submit may help lenders or lending partners evaluate whether they may be able to offer loan options.

By submitting your information, you confirm that you have read, understood, and agree to the Privacy Policy, Terms of Use, E-Consent, Responsible Lending, and Marketing Practices.

Lender Review

After you submit your loan request, one or more lenders or lending partners may review the information provided. This website does not determine whether you qualify for a loan and does not control the terms of any loan offer.

Some lenders may verify your identity, income, bank account, credit history, or other information. Requirements vary by lender, and additional documentation may be requested.

Review the Loan Offer

If a lender or lending partner decides to offer a loan, the lender will provide the loan terms and conditions. Before accepting any offer, carefully review the loan amount, rates, fees, repayment schedule, late-payment policies, renewal policies, and any potential impact on your credit score.

You are not required to accept a loan offer. If the terms do not meet your needs or you do not understand the costs, you should not accept the offer.

Funding

If you accept a loan offer and the lender approves and finalizes the loan, funds may be deposited into your bank account as fast as the same business day. Funding times vary by lender, your bank, weekends, holidays, time of day, and other factors.

Typical Requirements

Each lender has its own requirements. Common requirements may include being at least 18 years old, having a valid checking or savings account, having a regular source of income, providing accurate contact and banking information, and meeting the lender’s state availability and underwriting requirements.

A lender may also have restrictions related to active-duty military status and dependents, as required by applicable law.

Important Information

Short-term loans and payday loans can be expensive financial products and are not intended as long-term financial solutions. Borrow only what you believe you can repay and consider other options before accepting a loan offer.

Late payment or non-payment may result in additional fees, collection activity, and negative impact on your credit score. Renewal policies vary by lender and may involve additional costs. This website is not responsible for the actions or inactions of any lender or lending partner.

Loan availability varies by state. This connecting service is not available to users from Arkansas, New York, Vermont, or West Virginia.

Questions

If you have questions about how this connecting service works, you may contact us at [email protected].

Get Started

Submit a loan request to access lenders or lending partners in the network. A lender may provide loan options, but approval, rates, fees, terms, and funding times are not guaranteed.