Rates and Fees

This website is not a lender and does not make credit decisions. The website provides a connecting service that allows consumers to submit a loan request and access lenders or lending partners in a network.

Any loan offer, including the loan amount, APR, fees, repayment schedule, renewal options, and other terms, is determined only by the lender. Approval is not guaranteed, and loan availability may depend on the lender, state availability, your income, credit profile, and other individual circumstances.

How Rates and Fees Are Set

Rates and fees vary by lender and by state. This website does not set, control, or influence the cost of any loan. If a lender offers you a loan, the lender should provide the full rates, fees, APR, repayment terms, late-payment rules, and renewal policy before you decide whether to accept the offer.

You are not required to accept any loan offer. Review all terms carefully and make sure you understand the total cost of borrowing before signing any agreement with a lender.

Late Payments and Non-Payment

Late payment or non-payment may result in additional fees, collection activity, and a negative impact on your credit score. If you believe you may not be able to repay your loan on time, contact your lender as soon as possible to discuss available options.

Loan Renewals

Some lenders may offer renewals, extensions, or refinancing options. Renewal policies vary by lender and may involve additional costs. Review the lender’s renewal terms carefully before agreeing to any extension or new loan arrangement.

Important Disclosures

This website is not responsible for the actions or inactions of any lender or lending partner. Funding times, approval decisions, credit checks, documentation requests, loan amounts, rates, fees, and repayment terms vary by lender and by state.

This service is not available to residents of Arkansas, New York, Vermont, or West Virginia.

Short-term loans can be expensive and should be used responsibly. They are not intended as a long-term financial solution. Only accept a loan offer if you can afford the repayment terms and have reviewed the lender’s full agreement.

The information on this page is provided for general informational purposes only and should not be considered legal, financial, or credit advice.

Questions

For questions about a specific loan offer, contact your lender directly. For questions about this connecting service, you may contact us at [email protected].